Tips for Dealing With Medical Bills After an Illinois Car Accident

 Posted on February 04, 2020 in Car Accident

Car crash victims sometimes sustain injuries that require them to seek medical treatment. Of course, this care does come at a cost. Who is responsible for these losses, and what can victims do to ensure their medical expenses are covered? Depending on the circumstances that led to your car accident, the other driver may be responsible for the cost of your medical bills. An investigation may be required to determine who is at fault. If the other driver was deemed responsible for the collision, then the liability for your losses (including medical expenses) will most likely rest with that negligent motorist. 

Covering Your Medical Expenses

Unfortunately, it can take time to recover compensation after your accident. If you need ongoing medical treatment, that wait could compromise your health. To ensure continuity of treatment, you may need to initially cover the costs yourself. If you have health insurance, you can file a claim while paying any co-pays or other related expenses. Alternatively, you may be able to file a claim under your auto insurance policy to make sure your medical expenses are covered while you await your personal injury settlement.

If you do not have any insurance options for covering your medical expenses, a personal injury attorney can assist you in finding healthcare providers that may allow you to defer payment until your settlement. Also, if you have already obtained treatment and are facing collections for your expenses, having legal representation may be able to help you keep your bills out of the courts until your settlement payment goes through. Once your settlement is approved, you will be able to cover any unpaid medical expenses. 

When medical bills are mounting, it can be tempting to take the first offer that an insurance company throws your way. Unfortunately, that amount is likely to fall short of meeting your needs. Remember that it is not just your medical expenses that must be accounted for; time away from work, psychological pain and suffering, and other long-term consequences should also be factored into your settlement. An experienced lawyer can help you obtain the compensation you need and deserve so you can move on with your daily activities. 

Contact a Palatine Personal Injury Lawyer

Being involved in a motor vehicle collision can affect many areas of your life. At the law firm of Newland & Newland, LLP, we recognize that your losses go above and beyond the financial aspects of your recovery. You and your family have suffered stress and emotional turmoil. By working with an experienced attorney, you can increase your chances of having all these consequences factored into your settlement. Schedule a free initial consultation with our dedicated Rolling Meadows car accident attorneys. Call us today at 847-797-8000.

Source:

http://insurance.illinois.gov/AutoInsurance/auto_other_co_claim.pdf