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Rolling Meadows workers' compensation lawyer

When an employee is significantly injured at work, people may assume that their employer will be more than willing to pay out the workers’ compensation payments to which they are entitled. However, this is not always the case, even in a state such as Illinois in which workers’ comp benefits are mandated. In reality, many companies will do whatever they can to avoid paying workers’ compensation benefits in full, or they may attempt to avoid making these payments altogether. However, since employees commonly experience workplace injuries, it is important to understand the steps you can take to ensure you will receive the compensation you and your family deserve if you are hurt on the job. 

Frequent Workplace Injuries 

While injuries in the workplace vary across different industries, there are a number of serious incidents that are common throughout all lines of work. Slip and fall injuries are some of the most common workplace incidents that can come with significant health ramifications. According to the Bureau of Labor Statistics, slips and falls resulted in the death of more than 800 workers throughout the United States in 2016 alone. Falls are increasingly common in the construction industry, where employers often fail to adhere to nationally recognized safety standards and OSHA regulations. In other fields, poorly lit rooms or poorly maintained stairways can be the culprit in a slip and fall.

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Palatine workplace injury lawyer

Most people choose to work in occupational fields that do not put them directly in danger of suffering from serious or fatal injuries. When people think about “risky” jobs, many think of military members, police officers, and firefighters. Servicemen and women and law enforcement officers are praised for their sacrifice of choosing to face dangerous situations on a daily basis. While such positions do place these individuals in the line of fire, there are other occupations that can put employees at risk. These potentially hazardous jobs can result in workers’ compensation benefits for injured parties. 

What Are the Riskiest Jobs?

A dangerous job does not always mean an employee runs the risk of suffering from a bullet wound. There are many positions that require physical labor or have unsafe working conditions that cause serious injuries. According to the National Safety Council, 882,730 nonfatal workplace injuries occurred in 2017 alone. The data analyzed the nature of the injuries, the occupational field in which they occurred, and the event or exposure that caused the injuries. The field that had the highest number of injuries in 2017 was the Service industry with 211,650 injuries in a single year. The Transportation and Material Moving field followed with 178,270 injuries, and the Production industry held the third-highest number of injuries at 98,320 that same year. 

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Schaumburg workplace injury attorney

Workers’ compensation coverage is required by law in Illinois. That means that all employers must have workers’ compensation insurance that covers any employee who is injured while on the job. The amount of insurance premiums paid in the United States has seen close to a $10 million increase since 2011, changing from $35,664,230 in 2011 to $45,047,380 in 2017. This makes one wonder, are jobs getting more dangerous, or are more people being encouraged to seek compensation? According to data from the Bureau of Labor Statistics, nonfatal occupational injuries and illness incidence rates have been decreasing each year since 2003. Since the number of accidents have not increased, there must be another reason for the surge of net premium payments. Whether or not the increase can be attributed to educational efforts or improved knowledge of employees, it is important to know the different types of benefits offered in case of a workplace accident.

Types of Workers' Comp Benefits

Workers’ compensation benefits vary based upon the type and severity of the injury. There are four types of workers’ compensation benefits available to U.S. employees:

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