The cost of a single car accident can be substantial but if you are not the at-fault driver, then you should not be the one paying for it. Expenses can add up quickly when it comes to medical bills, lost wages, and pain and suffering associated with being injured in a serious car wreck. The compensation process can be very difficult, so knowing how to go about getting what you deserve as a victim is essential. If the pain or soreness after an accident lasts for an extended period of time, you may also need to take action against the at-fault driver and his or her insurance company.
Illinois is an “At-Fault” State
In the state of Illinois, if you are not the one responsible for causing an accident, then you may be able to recieve financial compensation for expenses stemming from the wreck. In order to pursue compensation, you will likely need to file a claim with the at-fault driver’s insurance company. If you cannot recover adequate compensation through an insurance claim, you may need to file a civil lawsuit. In some cases, a car accident victim may be compensated by the at-fault driver’s employer or even a member of the at-fault driver’s household.
The victim’s own insurance company should be able to provide some compensation following a serious car accident, but it is unlikely they will cover all expenses incurred by the victim.
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